Dental Insurance – Franklin Park, IL
Helping You Understand the Ins-and-Outs of Dental Insurance
Dental insurance is a hassle to understand, and we’re happy to help! If you have any questions about your coverage or need help navigating your plan, our financing specialist will be more than happy to help. We’re proud to help maximize all of our patients’ benefits and make dentistry affordable, hassle-free, and simple.
We Offer In-Network Savings & Welcome Out-of-Network Providers
At Grand Dental in Franklin Park, we accept all PPO plans and will happily file insurance claims on your behalf to help maximize your benefits. We’re also proud to be in-network with several major providers, including:
- Aetna PPO
- Careington Care Platinum
- Cigna PPO
- Delta Dental Premier
- DHA (Dental Health Alliance) / Sun Life Financial
- United Healthcare / DBP (Dental Benefit Providers)
- Plus, many more! Please call us to verify your benefits.
Understanding How Dental Insurance Works
When navigating dental insurance, there are a few key terms that are vital to know:
- Premium: Your premium is the amount of money that you pay monthly or annually for insurance coverage.
- Deductible: The deductible is a set amount of money that you need to pay out of your own pocket before your insurance benefits will begin paying for your treatments.
- Maximum: The yearly maximum is a capped-off amount that your insurance company will pay for your treatments in a calendar year.
What Does Your Dental Insurance Plan Cover?
Dental insurance companies typically use a 100-80-50 coverage structure, which means that they cover 100 percent of preventive treatments like checkups and cleanings, 80 percent of basic services like fillings, and 50 percent of more invasive and serious procedures like tooth extractions. It’s important to note that every insurance plan differs, so to find out what yours covers, you’ll need to contact them directly.
No Insurance? No Worries!
Learn About Our Grand Advantage Plan
Don't have dental insurance? That's no problem! With our GAP membership, you can still receive dental treatments you need, whether you're self-employed, a small business owner, a senior, or simply not a fan of traditional dental insurance. There is a low cost annual fee to get started and with it you will receive a 20% discount off preventive care and discounts on all other available treatments.